Mutual Fund / Investment Planner
Plan lump sum, monthly SIP, or target-based investments with CAGR projections.
Investment growth & goal planner
Choose a mode to see how your money grows, or calculate how much you need to invest to reach a target amount.
Currency:Display only – math is currency-neutral.
This planner uses simplified compound-interest formulas and does not account for taxes, fees, inflation, or market volatility. It is for educational use only and not financial advice.
How this calculator works
- Lump sum mode assumes yearly compounding at the given CAGR.
- SIP mode assumes equal monthly contributions with an equivalent monthly compounding rate.
- Target mode inverts these formulas to find the required lump sum or monthly SIP to reach your goal.
Practical planning tips
- Use realistic CAGR (e.g. 8–12% for long-term equity funds).
- Play with tenure vs. contribution to see trade-offs.
- Revisit the plan yearly as your income and goals evolve.